Zone & Co · Treasury Light
5 months · Full build & handoffAI-powered cash flow forecasting, built natively inside NetSuite
Zone & Co had a bank reconciliation tool. We turned it into a full treasury management platform — with 90-day forecasting, scenario planning, and working capital intelligence that finance teams actually use instead of Excel.
“Golden goose.”
— Zone & Co, on the transparency layer
Finance teams running on NetSuite were forecasting cash flow in Excel. Every week, someone manually exported transactions, built a spreadsheet, and hoped the numbers were right. Zone had the reconciliation data — they just had no way to turn it into forward-looking intelligence. The opportunity: become the only NetSuite partner with AI-powered treasury management built directly into the ERP.
What We Built
Liquidity forecasting that actually works
30, 60, and 90-day cash flow forecasts with day-by-day breakdowns. The system combines pattern recognition on recurring payments with AI models for unpredictable transactions — giving finance teams forecasts they can trust, not just hope are right.
Filter by subsidiary, bank account, vendor, or transaction type. Toggle between forecasting methods. Every prediction comes with a confidence score so you know exactly how much to trust it.
Scenario planning in plain English
A conversational interface where finance teams ask questions like “what if we delay payments 45 days?” and get instant, quantified answers. Not a generic chatbot — it runs the actual forecast comparison and shows the real impact.
Thread-based history means CFOs can build on previous scenarios, test cascading decisions, and compare outcomes side by side — all without touching a spreadsheet.
Working capital that manages itself
The system watches payment patterns and proactively surfaces recommendations: which invoices to chase, which early payment discounts to take, how to prioritize payments to hit your target number.
It categorizes vendors by risk, identifies customers with slipping payment behavior, and tells you what to do about it — before it becomes a problem.
Full transparency — the “golden goose”
Every forecast shows exactly how it was generated — which data sources, what methodology, which transactions contributed. Finance teams and auditors can trace any number back to its origin.
Confidence scoring on every prediction. Historical variance analysis so the system gets better over time. This is what Zone called the “golden goose” — the transparency layer that made AI forecasting trustworthy enough for regulated industries.
Outcomes
Market Position
Zone became the only NetSuite partner offering AI-powered cash flow forecasting natively inside the ERP. Not a third-party integration — a native capability that lives where finance teams already work.
Revenue Expansion
Treasury management functionality added to existing Zone Reconcile licenses, creating upsell opportunities across the entire installed base without separate licensing complexity.
Excel Eliminated
Finance teams stopped exporting transactions to spreadsheets. Forecasting, scenario planning, and working capital management all happen inside NetSuite now — with better accuracy than manual methods.
Compliance Ready
Built-in audit trails, forecast explainability, and multi-region data residency. The transparency layer satisfies regulatory requirements that block AI adoption in financial services.
From bank reconciliation tool to the only AI-native treasury platform in NetSuite.
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